What Does Personal Auto Insurance Typically Cover?

Personal auto insurance covers liability, collision, medical expenses, and damages to your vehicle.

Is Business Auto Insurance Different From Personal Coverage?

Yes, business auto insurance includes protections tailored for commercial use, such as fleet and employee coverage.

Do I Need Special Coverage for Boats?

Yes, boat insurance provides specific protections against risks unique to watercraft, such as sinking or capsizing.

Can I Customize My Auto Insurance Policy?

Absolutely. McCollum Insurance Group offers customizable options to meet your unique needs and budget.

Are Discounts Available for Bundling Policies?

Yes, bundling multiple policies like auto and boat insurance can help you save on premiums.

Auto Insurance

Drive With Confidence: Auto Insurance Tailored to Your Needs

Accidents and mishaps on the road can disrupt your life, but they don’t have to. At McCollum Insurance Group in Washington, MI, we provide reliable auto insurance solutions for personal and business vehicles, as well as boats. Protect your investments and enjoy peace of mind today.

Personal Auto Insurance To Keep You Covered

Owning a car means freedom, but it also brings risks. From accidents to theft, unexpected events can be costly. McCollum Insurance Group offers personal auto insurance tailored to safeguard your vehicle, finances, and peace of mind. Let us help you stay protected every mile of the way.

Personal Auto Insurance Benefits

Financial Protection Against Accidents

Covers medical expenses, vehicle repairs, and property damage, reducing the financial burden after an accident.

Liability Coverage for Peace of Mind

Protects you against lawsuits resulting from injuries or damages caused to others while driving.

Uninsured Motorist Coverage

Provides coverage if you're involved in an accident with a driver who lacks adequate insurance.

Customizable Policy Options

Choose from a range of coverage levels to fit your unique driving habits and needs.

Roadside Assistance Services

Get access to towing, fuel delivery, and lockout services when you need them most.

Business Auto Insurance for Your Fleet

Operating a business means relying on vehicles to keep things moving. Whether it’s a single company car or an entire fleet, McCollum Insurance Group provides business auto insurance to protect your assets, employees, and operations. Secure your business against road risks today.

Business Auto Insurance Benefits

Comprehensive Fleet Coverage

Protects all company-owned vehicles, from sedans to trucks, ensuring smooth operations.

Employee Driver Protection

Covers employees using company vehicles, minimizing risks on the job.

Collision and Damage Coverage

Includes repairs for damages caused by accidents, vandalism, or natural disasters.

Liability Protection for Businesses

Safeguards your company from financial and legal repercussions after accidents.

Tax-Deductible Premiums

Business auto insurance premiums may qualify as tax-deductible expenses, reducing costs.

Boat Insurance for Smooth Sailing

Your boat is your escape, but water adventures come with risks. From storms to accidents, anything can happen on the water. McCollum Insurance Group provides reliable boat insurance to protect your vessel and ensure stress-free enjoyment of your time on the water.

Boats Insurance Benefits

Coverage for Physical Damage

Protects your boat against damages from collisions, theft, or natural disasters.

Liability Coverage on the Water

Offers financial protection if your boat causes injury or damage to others.

Towing and Salvage Assistance

Provides reimbursement for emergency towing and salvage operations.

Equipment and Accessories Protection

Covers your boat’s equipment, such as motors, navigation devices, and fishing gear.

Year-Round Coverage Options

Ensures your boat remains protected during and outside of boating season.

Frequently Asked Questions About Auto Insurance

What Does Personal Auto Insurance Typically Cover?
Personal auto insurance covers liability, collision, medical expenses, and damages to your vehicle.
Is Business Auto Insurance Different From Personal Coverage?
Yes, business auto insurance includes protections tailored for commercial use, such as fleet and employee coverage.
Do I Need Special Coverage for Boats?
Yes, boat insurance provides specific protections against risks unique to watercraft, such as sinking or capsizing.
Can I Customize My Auto Insurance Policy?
Absolutely. McCollum Insurance Group offers customizable options to meet your unique needs and budget.
Are Discounts Available for Bundling Policies?
Yes, bundling multiple policies like auto and boat insurance can help you save on premiums.

Don’t let road or water risks leave you stranded. Contact McCollum Insurance Group in Washington, MI, at (586) 922-8472 today. Let us help you find the right auto insurance for your peace of mind and protection.