What Does Homeowners Insurance Typically Cover?

Homeowners insurance generally covers damages to the structure, personal belongings, and liability for accidents on your property.

Is Renters Insurance Necessary if My Landlord Has Insurance?

Yes. Your landlord’s policy covers the building, not your personal belongings or liability for accidents inside your rental.

How Does Vacation Home Insurance Differ From Primary Residence Coverage?

Vacation home insurance often includes additional protections for unoccupied periods and risks unique to seasonal properties.

Can I Customize Country Estate Insurance?

Absolutely. We can include coverage for livestock, barns, equipment, and liability tailored to your estate’s needs.

Are Manufactured Homes and Mobile Homes Covered Differently?

Yes. Policies for manufactured homes are tailored to their stationary nature, while mobile homes include coverage for movement and location changes.

Home Insurance

Reliable Insurance Solutions Tailored for Your Needs

Are you concerned about protecting your home, property, or investments? At McCollum Insurance Group in Washington, MI, we provide insurance solutions designed for homeowners, renters, and property owners. Let us safeguard what matters most to you. Call today to learn more about our services.

Homeowners Insurance That Protects Your Most Important Investment

Your home is more than just a building; it’s your sanctuary. McCollum Insurance Group ensures your property is protected from natural disasters, theft, and liability risks. We’ll help you find peace of mind while securing your family’s future.

Renters Insurance for Your Valuables and Peace of Mind

As a renter, your personal belongings are vulnerable to theft, fire, or accidents. Our renter's insurance policies are affordable and designed to safeguard your possessions. Don’t leave your valuables unprotected; we’ve got you covered.

Vacation Home Insurance for Year-Round Security

Your vacation home deserves the same protection as your primary residence. Whether it’s unoccupied or in use, McCollum Insurance Group provides customized coverage to shield your retreat from unforeseen events. Relax, knowing your getaway is always safe.

Primary Residence Insurance for Everyday Protection

Your primary residence is your biggest investment and deserves complete protection. Our tailored policies ensure that your home, belongings, and liability are covered against life’s uncertainties. Let us secure your future with reliable coverage.

Country Estate Insurance for Unique Properties

Owning a country estate comes with unique challenges. McCollum Insurance Group specializes in covering expansive properties, barns, livestock, and more. We’ll help you customize a plan to protect your estate from unexpected risks.

Family Farms Insurance for Your Legacy and Livelihood

Farming is a way of life, and it deserves protection. Our family farm insurance covers machinery, livestock, crops, and property to ensure your operations run smoothly. Safeguard your livelihood with our trusted solutions.

Manufactured Homes Insurance Designed for Affordability and Reliability

Manufactured homes have specific insurance needs. McCollum Insurance Group offers policies that protect against natural disasters, theft, and liability. Enjoy affordable coverage tailored to your home’s unique requirements.

Mobile Homes Insurance for Security on the Move

Whether your mobile home is stationary or you travel with you, McCollum Insurance Group has the coverage you need. Protect your property from natural disasters, accidents, and unforeseen damage with a plan designed just for you.

Frequently Asked Questions

What Does Homeowners Insurance Typically Cover?
Homeowners insurance generally covers damages to the structure, personal belongings, and liability for accidents on your property.
Is Renters Insurance Necessary if My Landlord Has Insurance?
Yes. Your landlord’s policy covers the building, not your personal belongings or liability for accidents inside your rental.
How Does Vacation Home Insurance Differ From Primary Residence Coverage?
Vacation home insurance often includes additional protections for unoccupied periods and risks unique to seasonal properties.
Can I Customize Country Estate Insurance?
Absolutely. We can include coverage for livestock, barns, equipment, and liability tailored to your estate’s needs.
Are Manufactured Homes and Mobile Homes Covered Differently?
Yes. Policies for manufactured homes are tailored to their stationary nature, while mobile homes include coverage for movement and location changes.

Don’t wait for the unexpected to happen. Call McCollum Insurance Group in Washington, MI, at (586) 922-8472 today. Let us provide the coverage you need to secure your home, property, and peace of mind.